Effective Year: 2025
Jurisdiction: Republic of Ghana
Platform: Mobile App and Website (www.meloninsurance.co)
By accessing or using the Melon app or website (“Platform”), you agree to be bound by these Terms and Conditions, our Privacy Policy, and any other applicable policies. If you do not agree with these terms, please do not use the Platform.
Melon is a digital health insurance platform providing access to health insurance plans and related services for young people and startups in Ghana. We partner with licensed insurance providers to deliver these services.
To use Melon, you must:
You may be required to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
Melon may suspend or terminate your account at any time if you breach these terms.
Melon is not liable for claims, coverage, or denial of services under any insurance policy.
Melon is not liable for claims, coverage, or denial of services under any insurance policy.
We collect, use, and protect your personal information in accordance with our Privacy Policy. By using our services, you consent to this data collection and processing.
All content, trademarks, software, and design elements on the Platform are the property of Melon or its licensors and are protected by applicable copyright and intellectual property laws.
You may not reproduce, distribute, or modify any part of the Platform without express written consent from Melon.
You are solely responsible for any content (including reviews, messages, or feedback) you post on the Platform. You grant Melon a non-exclusive, royalty-free license to use, reproduce, and display such content for marketing or improvement purposes.
You agree not to:
Melon may link to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Your use of those services is at your own risk.
The Platform is provided “as is” without warranties of any kind, whether express or implied. Melon does not guarantee that:
To the maximum extent permitted by law, Melon shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Platform or any insurance service provided by third parties.
You agree to indemnify and hold harmless Melon and its affiliates from any claims, losses, or damages arising from your use of the Platform or violation of these Terms.
Melon may suspend or terminate your access to the Platform at any time without prior notice if you breach these Terms or for any other reason deemed necessary.
These Terms are governed by the laws of the Republic of Ghana. Any disputes arising from these Terms shall be resolved in the courts of competent jurisdiction in Ghana.
Melon reserves the right to modify or update these Terms at any time. Continued use of the Platform after changes means you accept the revised Terms.
If you have any questions about these Terms, please contact:
Email: hello@meloninsurance.co
Phone: +233 599 629 666
Copyright © 2025 Melon
